Terms and Conditions

This website is owned and operated by BFS Digital Financial Services Private Limited (trading as Bharat Financial Services). This platform is an inquiry-first financial advisory and distribution service. It is not an automated transactional exchange. Nothing on this site constitutes a binding solicitation or a substitute for statutory offer documents and regulated product prospectuses.

Advisory and Distribution

Consultations are free, informational, and tailored based on client inputs. Final purchase, underwriting, and claim settlements remain strictly between you and the respective regulated insurer, asset management company, or financial institution.

Calculators and Indicative Snapshots

Cover estimates, premium calculations, and investment snapshots are static and indicative for planning purposes only. Returns, NAVs, and policy charges change based on prevailing market conditions and insurer guidelines. Always confirm every figure with our advisory team.

Regulatory and Compliance

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully. Insurance is the subject matter of solicitation. Use of this site is governed by the laws of India.

Limitation of Liability

BFS Digital Financial Services Private Limited is not liable for decisions made solely on the basis of general website content without personalized advisory verification.