Empower your workforce with tax-efficient corporate retirement schemes, National Pension System (NPS Tier 1), and Superannuation Trust management. Maximize employee tax savings under Section 80CCD(2) and claim 100% employer deductions under Section 36(1)(iv).
Understanding Corporate National Pension System (NPS), Superannuation Trusts, and retirement income planning.
Corporate Pension Solutions and the Corporate National Pension System (NPS) allow forward-thinking enterprises to co-contribute towards their employees' retirement corpus directly as a component of their overall Cost to Company (CTC) structure.
Governed by the Pension Fund Regulatory and Development Authority (PFRDA), corporate NPS is recognized as India's most tax-efficient retirement vehicle. Employers contribute up to 10% of an employee's Basic Salary + Dearness Allowance, which is completely exempt from taxable income under Section 80CCD(2) with zero upper monetary ceiling under the new tax regime, while delivering market-linked compounding across diversified equity and debt funds.
Up to 10% employer Basic salary contribution is 100% tax-free for employees with zero upper ceiling under the new regime.
Invest across Equities (E), Corporate Bonds (C), and Government Gilts (G) managed by India's largest institutional fund houses.
60% tax-free lump sum withdrawal at age 60 with remaining 40% converted into a guaranteed, inflation-beating monthly annuity.
Why leading tech giants, manufacturing enterprises, and startups incorporate NPS into their executive salary structures.
Employer NPS contribution up to 10% of Basic salary is 100% tax-free in the employee's hands with zero monetary limit under the new tax regime.
Contributions made by the company towards employee pension accounts are fully deductible as operational business expenses under Section 36(1)(iv).
NPS professionally managed asset classes (Equities, Corporate Debt, and Gilts) have historically generated superior returns compared to traditional EPF and PPF.
Enhance executive compensation packages by converting heavily taxed cash components into high-value tax-free retirement wealth.
A hassle-free 3-step digital registration, PRAN generation, and payroll integration managed by our institutional advisors.
Step 1
We register your company under the PFRDA Corporate Model (Corporate POP) and structure optimal 10% Basic NPS flexi-benefit components in employee CTC.
Step 2
Fast, paperless onboarding for all staff to generate new Permanent Retirement Account Numbers (PRAN) or map existing PRAN accounts instantly.
Step 3
Seamless monthly payroll deductions, automated single-click CRA remittance, and periodic asset allocation workshops for employee financial wellness.
Schedule a consultation with our PFRDA-certified corporate advisors to calculate tax savings and automate PRAN payroll integration.
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Crucial tax guidelines and operational insights regarding the Corporate National Pension System.
